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US — Country Profile

United States

16TOTAL ENTRIES
10SUBCATEGORIES
3CATEGORIES
CryptoassetsCryptocoinsFinance Law
BankingCBDCCoinTech (Live)DEXsDeFiFinancial DerivativesSecuritiesStableCoinsTradeTechWealthTech
United StatesCoinTech (Live)Court Ruling

SEC v. Ripple Labs: XRP Not a Security in Secondary Market Sales

Federal court ruled that secondary market sales of XRP did not constitute investment contracts, providing partial clarity on crypto asset classification.

2023-09-21XRPSECHowey Testsecondary market
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United StatesDEXsLaw / Act

FIT21 — Financial Innovation and Technology for the 21st Century Act

Establishes a comprehensive regulatory framework for digital assets, defining jurisdictional boundaries between the CFTC and SEC for crypto markets.

2018-08-05CFTCSECdigital assetsjurisdiction
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United StatesStableCoinsLaw / Act

Stablecoin Transparency Act (Proposed)

Bipartisan bill requiring stablecoin issuers to maintain 1:1 reserves with audited monthly disclosures.

2019-08-16USDTUSDCreservesaudit
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United StatesCBDCPolicy

Federal Reserve CBDC Research and Development

Federal Reserve published discussion paper on potential US CBDC, outlining policy considerations and seeking public comment.

2020-03-20Feddigital dollarwholesale CBDC
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United StatesDeFiRegulation

CFTC Enforcement Against DeFi Protocol

CFTC imposed penalties on a DeFi protocol for operating an illegal trading facility.

2022-11-05CFTCDeFiderivativesregistration
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United StatesSecuritiesLaw / Act

Dodd-Frank Act — Securities Regulation Framework

Comprehensive financial reform establishing the Consumer Financial Protection Bureau and strengthening SEC authority.

2021-07-19SECCFPBderivativesVolcker Rule
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United StatesBankingGuidance

OCC Interpretive Letter on Crypto Custody

OCC confirmed that national banks may provide cryptocurrency custody services.

2020-02-27OCCcustodynational banksfiduciary
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United StatesFinancial DerivativesLaw / Act

Commodity Exchange Act — International Derivatives Framework

Foundational US law governing futures and options markets, establishing CFTC authority.

2023-06-16CFTCderivativesfuturesoptions
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United StatesWealthTechRegulation

Bank Secrecy Act — Virtual Currency Reporting Requirements

FinCEN requires crypto exchanges to comply with AML/KYC requirements under the Bank Secrecy Act.

2024-01-30AMLKYCFinCENvirtual currency
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United StatesSecuritiesRegulation

SEC Climate Disclosure Rules

SEC requires public companies to disclose climate-related risks and greenhouse gas emissions.

2019-03-27ESGclimatedisclosureSEC
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United StatesTradeTechRegulation

CFTC Digital Asset Derivatives Reporting Rules

CFTC mandates reporting of digital asset derivative positions and transactions.

2023-01-12CFTCderivativesreportingdigital assets
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United StatesBankingPolicy

Federal Reserve Instant Payment System FedNow

Federal Reserve launched FedNow instant payment infrastructure for banks nationwide.

2020-06-23FedNowinstant paymentsFedbanking
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United StatesDEXsGuidance

SEC Tokenization of Securities Framework

SEC issued guidance on the tokenization of traditional securities and settlement on blockchain.

2021-11-09tokenizationsecuritiesblockchainSEC
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United StatesBankingFramework

Office of the Comptroller Crypto Asset Framework

OCC framework for national banks and federal savings associations engaging in crypto asset activities.

2024-11-21OCCcrypto assetsbankingframework
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United StatesCoinTech (Live)Regulation

FinCEN Virtual Currency Mixer Reporting Rule

FinCEN requires reporting of virtual currency transactions involving mixing services.

2024-01-18FinCENmixerCVCreporting
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United StatesTradeTechRegulation

CFTC Retail Commodity Transaction Rule

CFTC regulates retail commodity transactions involving digital assets as futures-like products.

2022-04-06CFTCretailcommoditydigital assets
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